Step-By-Step Guide: Simple Side Hustles for Busy Working Professionals

Easily create an additional source of income to secure your retirement

The Step-By-Step Guide to Simple Side-Hustles for Anyone Who Loves Their Family - ViA Atlas by Value Investing Academy
Discover simple and practical ways to expand earning capacity —
designed for busy professionals who want to do more with their spare time and want a better future for their families

Why starting a side-hustle important?

1) The Cost of Living is Continuously Rising!
📈 The Consumer Price Index (CPI) in Singapore hit a record-breaking high of 117.12 points in September.

❌ Over 100,000 workers displaced in 2024, and companies are scaling back plans for wage increases.
💸 Living costs are climbing faster than ever—making it harder to keep up

2) Job Security is a Thing of the Past
If we don't plan for our future, someone else will. 

The recent layoffs from companies such as Dyson and SPH Media, which show that even if we are in a well-established company, we are not immune to layoffs. Relying solely on only one income source might have worked in the past, but it would be foolish to think this strategy still works in this turbulent age.

3) We are Easily Replaceable by A.I.
The impact of artificial intelligence (AI) on society has reached unprecedented levels. Since the introduction of ChatGPT as a widely accessible tool in late 2022, the swift advancement and adoption of generative AI and large language model (LLM) technologies have begun reshaping industries and influencing various facets of modern life.


According to Stanford University’s AI Index report, AI has achieved human-level performance on numerous benchmark tasks and is playing a significant role in enhancing worker productivity and improving the quality of their output.

4) A Global Workforce and the Ease of Working Remotely
If there's anything that 2020 to 2022 has taught us, it's that if our role can be easily done without coming into the office, it also means that we can be easily made redundant by offshoring our role to someone in a cheaper country.

This realization has prompted many professionals to reassess their job security and the nature of their work. During those years, we witnessed a significant shift in how businesses operate, with many companies embracing remote work as a viable, long-term solution.

While this flexibility offered employees a better work-life balance, it also exposed a vulnerability: the ease with which tasks can be transferred to less expensive labor markets. As a result, workers are now more aware than ever of the potential risks associated with roles that do not require a physical presence in the office.

 Therefore, unless we find a way to take charge of our own future, someone else will always be more than happy to dictate our future. This means actively seeking opportunities for growth and expanding our skill sets.

Worrying Statistics

Are you prepared for retirement?

A study by the Singapore Management University’s Centre for Research on Successful Ageing (ROSA) found that approximately 28% of young seniors (aged 53 to 78) do not have a retirement plan, and only 22% have a robust plan in place. 

Furthermore, the Manulife Asia Care Survey 2023 revealed that nearly two-thirds (63%) of Singaporean respondents view saving for retirement as their top financial priority. However, immediate financial and lifestyle pressures hinder their ability to save adequately.

Research indicates that 35% of Singaporeans aged 35 to 44, often referred to as the 'sandwiched' generation due to their dual responsibilities of supporting both children and ageing parents, lack confidence in having sufficient funds for retirement. 

Extremely worrying is a survey by Sun Life Singapore reported that 42% of Singaporeans intend to begin retirement planning only within five years of retiring, while 15% have no plans to prepare for retirement at all.

This e-Book is specially designed for busy working professionals:
✅ Who are worried about their retirement
✅ Looking for alternative sources of income
✅ Want to scale their income to meet their future retirement needs
✅ Seeking a way to supplement or replace their active income in their golden years

This is why it's more important than ever to find alternatives.
And this is why we created this eBook (worth $15), packed full with ideas to expand one's earning capacity without overhauling one's busy schedule.

Inside this e-Book:

5 Simple Side Hustle Ideas:

Perfect for anyone with limited time to spare.

Actionable Strategies:

To get started right away with side hustles that do not have a high barrier to entry.

Setting Clear Financial Goals

Learn how to define short-term and long-term goals that align with personal values and life priorities, ensuring financial decisions align with personal aspirations.

Building a Strong Financial Foundation

Discover practical strategies for budgeting, managing debt, and creating an emergency fund to ensure financial stability.

Planning for Long-Term Security

Understand the importance of retirement planning, investment basics, and building multiple income streams to prepare for future needs.

Time-Saving Tips:

Practical strategies to make free time more productive

Who Is Cayden Chang?

Write your awesome label here.

Cayden Chang is the founder of Mind Kinesis Investments Pte Ltd & Value Investing Academy Pte Ltd. He has conducted Value Investing training across 11 Asian cities - Singapore, KL, Penang, Kuching, Bangkok, Ho Chi Minh, Phnom Penh, Yangon, Hong Kong, Tokyo and Osaka.


Cayden graduated with 3 degrees - Bachelor of Science (Merit), Bachelor of Science (Honours) and Master of Science (Honours) and Master of Science in E-business from NUS. In 2008, Cayden was awarded the Lifelong Learners Award from the Ministry of Manpower, Mr Gan Kim Yong. Subsequently, Cayden was featured in numerous media for his secrets to financial success.

In 2010, Cayden was diagnosed with cancer, which drove him to launch his first charity project to donate the sales proceeds of his book, "Do You Have What it Takes to Be BOSS?" to the Straits Times Pocket Money Fund.

His fight with cancer and his life story was later published in major newspapers in Singapore. In 2014, he battled terminal stage 4 renal cancer and emerged victorious yet again to launch his second book, "The Book of Hope: One Man's Journey Facing Cancer as a Young Husband, Father and Entrepreneur" to raise funds for cancer.

Most recently, Cayden established a charity investment fund with SMU and has made it his mission in life to build an Endowment Fund for cancer research and pallative care.

Disclaimer: The information provided by Mind Kinesis Investments Pte Ltd is meant for educational purposes, and is in no instance to be regarded as investment advice. You are advised to practice due diligence before making any financial decisions. All forms of investments carry risks and such activities may not be suitable for everyone. We are not liable for any losses incurred from your investment activities. Past investment performance is not necessarily indicative of future performance, even if the same strategies are adopted. All materials contained here may not be copied, reproduced, displayed, published or distributed in whole or in part in any manner and is expressly prohibited without prior written permission of the copyright owner.

© 2025 Mind Kinesis Investments Pte Ltd, Value Investing Academy.