Step-By-Step Guide: Simple Side Hustles for Busy Working Professionals
Easily create an additional source of income to secure your retirement
designed for busy professionals who want to do more with their spare time and want a better future for their families
Why starting a side-hustle important?
1) The Cost of Living is Continuously Rising!
📈 The Consumer Price Index (CPI) in Singapore hit a record-breaking high of 117.12 points in September.
❌ Over 100,000 workers displaced in 2024, and companies are scaling back plans for wage increases.
💸 Living costs are climbing faster than ever—making it harder to keep up
2) Job Security is a Thing of the Past
If we don't plan for our future, someone else will.
The recent layoffs from companies such as Dyson and SPH Media, which show that even if we are in a well-established company, we are not immune to layoffs. Relying solely on only one income source might have worked in the past, but it would be foolish to think this strategy still works in this turbulent age.
3) We are Easily Replaceable by A.I.
The impact of artificial intelligence (AI) on society has reached unprecedented levels. Since the introduction of ChatGPT as a widely accessible tool in late 2022, the swift advancement and adoption of generative AI and large language model (LLM) technologies have begun reshaping industries and influencing various facets of modern life.
According to Stanford University’s AI Index report, AI has achieved human-level performance on numerous benchmark tasks and is playing a significant role in enhancing worker productivity and improving the quality of their output.
4) A Global Workforce and the Ease of Working Remotely
If there's anything that 2020 to 2022 has taught us, it's that if our role can be easily done without coming into the office, it also means that we can be easily made redundant by offshoring our role to someone in a cheaper country.
This realization has prompted many professionals to reassess their job security and the nature of their work. During those years, we witnessed a significant shift in how businesses operate, with many companies embracing remote work as a viable, long-term solution.
While this flexibility offered employees a better work-life balance, it also exposed a vulnerability: the ease with which tasks can be transferred to less expensive labor markets. As a result, workers are now more aware than ever of the potential risks associated with roles that do not require a physical presence in the office.
Therefore, unless we find a way to take charge of our own future, someone else will always be more than happy to dictate our future. This means actively seeking opportunities for growth and expanding our skill sets.
Worrying Statistics
Are you prepared for retirement?
This e-Book is specially designed for busy working professionals:
✅ Who are worried about their retirement
✅ Looking for alternative sources of income
✅ Want to scale their income to meet their future retirement needs
✅ Seeking a way to supplement or replace their active income in their golden years
This is why it's more important than ever to find alternatives.
Inside this e-Book:
5 Simple Side Hustle Ideas:
Actionable Strategies:
Setting Clear Financial Goals
Building a Strong Financial Foundation
Planning for Long-Term Security
Time-Saving Tips:
Who Is Cayden Chang?
Cayden Chang is the founder of Mind Kinesis Investments Pte Ltd & Value Investing Academy Pte Ltd. He has conducted Value Investing training across 11 Asian cities - Singapore, KL, Penang, Kuching, Bangkok, Ho Chi Minh, Phnom Penh, Yangon, Hong Kong, Tokyo and Osaka.
Cayden graduated with 3 degrees - Bachelor of Science (Merit), Bachelor of Science (Honours) and Master of Science (Honours) and Master of Science in E-business from NUS. In 2008, Cayden was awarded the Lifelong Learners Award from the Ministry of Manpower, Mr Gan Kim Yong. Subsequently, Cayden was featured in numerous media for his secrets to financial success.
In 2010, Cayden was diagnosed with cancer, which drove him to launch his first charity project to donate the sales proceeds of his book, "Do You Have What it Takes to Be BOSS?" to the Straits Times Pocket Money Fund.
His fight with cancer and his life story was later published in major newspapers in Singapore. In 2014, he battled terminal stage 4 renal cancer and emerged victorious yet again to launch his second book, "The Book of Hope: One Man's Journey Facing Cancer as a Young Husband, Father and Entrepreneur" to raise funds for cancer.
Most recently, Cayden established a charity investment fund with SMU and has made it his mission in life to build an Endowment Fund for cancer research and pallative care.
Disclaimer: The information provided by Mind Kinesis Investments Pte Ltd is meant for educational purposes, and is in no instance to be regarded as investment advice. You are advised to practice due diligence before making any financial decisions. All forms of investments carry risks and such activities may not be suitable for everyone. We are not liable for any losses incurred from your investment activities. Past investment performance is not necessarily indicative of future performance, even if the same strategies are adopted. All materials contained here may not be copied, reproduced, displayed, published or distributed in whole or in part in any manner and is expressly prohibited without prior written permission of the copyright owner.
Step-By-Step Guide: Simple Side Hustles for Anyone Who Loves Their Family
Investify Symposium 2024
Upon registration, you will receive a URL to claim your webinar access pass.
Robert G Allen
Through the past 40 years, MILLIONS of people have attended his live seminars and his graduates have earned BILLIONS in profits by following his financial advice. Today there are literally thousands of millionaires and multi-millionaires worldwide who attribute their success to Mr. Allen’s systems and strategies. Empowered by his philosophy of the Enlightened Entrepreneur, his students have generously contributed over 50 million dollars to their favorite churches, causes and charities.
As a public speaker, he has spoken to audiences worldwide as large as 20,000 people, sharing stages with the likes of Sir Richard Branson, Tony Robbins, Robert Kiyosaki, Oprah Winfrey, Prime Minister Tony Blair and Donald Trump. In America, the National Speaker Association gave him an award as America's Top Millionaire Maker.
As a trainer and educator, he has spoken to groups all over the world from United States, Singapore, Mexico, Canada, South Africa, Russia, Kazakhstan, Latvia, Slovenia, Australia, Italy, England, Japan, Taiwan, Hong Kong and China. He teaches on the subjects of personal finance, wealth creation, multiple streams of income, entrepreneurship, authorship, sales, marketing and personal growth.
He is a popular media guest appearing on hundreds of radio and television programs including Good Morning America, Regis Philbin, Neil Cavuto and Larry King. He has been the subject in numerous international publications including the Wall Street Journal, The Los Angeles Times, The Washington Post, Newsweek, Barons, Redbook, Money Magazine and The Reader Digest to name just a few.
Ernee Ong
Ernee Ong is the co-founder of Proptiply, a property consulting and investment education company that builds on the concept of co-living to generate rental income. He aims to educate and empower aspiring property investors to attain their life goals through prudent and sound property investing principles.
Ernee is a loving husband to Jelene and a father to two wonderful daughters. Alongside Jelene, he is a co-founder and the driving force behind Proptiply™.
Proptiply™is a Property Education Company that empowers students with a focus on teaching them how to build cashflow by leveraging other people's resources and scaling up. Ernee has achieved remarkable success, moving from living in a 3-room HDB flat to owning a landed property and acquiring an additional one.
Ernee will be sharing insights into how individual Singaporeans or Permanent Residents (PRs) can scale up their property portfolio even with limited resources. His journey has been featured in prestigious media outlets like CNA, the South China Morning Post, and other news channels, showcasing how he managed to build an 8-figure business while overseeing 300+ properties in Singapore.
Vincent Chua
Vincent is a financial planner who specializes in investment and retirement planning. He helps people achieve their financial goals and dreams through comprehensive and customized solutions.
He has nearly a decade of experience in the financial services industry and is a Certified Financial Planner, CFP®. He is passionate about educating people on the importance and relevance of financial planning in today's world.
He grew up in Toa Payoh, a mature estate in Singapore, witnessing many senior citizens struggle with health and financial issues. They often told him that "it's better to be dead than to be sick in Singapore". This made him realize the value of money and motivated him to learn about investments at a young age. Later, he discovered the financial planning industry and decided to pursue it as a career.
He loves what he does because he makes a positive difference in people's lives. Whether it's helping them grow their wealth, protect their income, or plan for retirement, he enjoys seeing them achieve their desired outcomes and live their best lives.
Self-made Millionaire Investor
Liu Feng
Liu Feng graduated from Beijing University and came to Singapore in 1994, and went from having a mere S$100 in his wallet to becoming a millionaire. Armed with a strong determination, he made the majority of his fortune through Value Investing using principles created by Warren Buffett, one of the richest man in the world. Across the years, he has accumulated extensive experience and in-depth knowledge in stock investing.
Liu Feng specialized in stock investment. Since he first read a book about Warren Buffet in 1996, he has since done extensive studies on Value Investing Gurus – Benjamin Graham, Philip Fisher, Peter Lynch and John Neff. Through continuously fine-tuning his investment model, combined with his investment experience, he has founded a set of Investment Philosophies, Value Investing Principles and Methodologies to create passive income. Those who have been taught by him have found his teaching easy to understand as well as benefited from his many years of experience and insight on stock investments.
As an experienced value investor, Liu Feng incorporates real case studies of numerous Singapore-listed companies in his training, coupled with a systematic and proven methodology to provide a distinct advantage in the stock market.
Lauren C Templeton
Lauren C. Templeton is the founder and Chief Executive Officer of Templeton & Phillips Capital Management, LLC. Prior to founding the firm in 2001, Lauren was employed with Morgan Stanley, Homrich Berg, and New Providence Advisors, a hedge fund management company, based in Atlanta, GA.
“Author of “Investing the Templeton Way: the Market Beating Strategies of Value Investing's Legendary Bargain Hunter”, Lauren is also the great niece of Sir John M. Templeton and is a current member of the John M. Templeton Foundation, established in 1987 by renowned international investor, Sir John Templeton. She began investing as a child under the heavy influence of her father as well as her late great-uncle, Sir John Templeton.
About Sir John Templeton
Sir John Marks Templeton was born in 1912, in the small town of Winchester, Tennessee. He attended Yale University and graduated near the top of his class and as President of Phi Beta Kappa. He was named a Rhodes Scholar to Balliol College at Oxford, from which he graduated with a degree in law.
Templeton started his Wall Street career in 1938 and went on to create some of the world’s largest and most successful international investment funds. He was famous for picking companies that hit “points of maximum pessimism” (ie. Rock bottom prices). When war began in Europe in 1939, he borrowed money to buy 100 shares each in 104 companies selling at one dollar per share or less, including 34 companies that were in bankruptcy. Only four turned out to be worthless, and he turned large profits on the others.
Templeton established the Templeton Growth Fund in 1954. With dividends reinvested, each $10,000 invested in the Templeton Growth Fund Class A at its inception would have grown to $2 million by 1992. He eventually sold the family of Templeton Funds to the Franklin Group — scores of them with $13 billion in assets — in 1992, and turned to philanthropies that had engaged him for decades.
Investing the Templeton Way Podcast
Investing the Templeton Way with Lauren Templeton is a podcast that explores the world’s most intriguing investment topics from the overseas markets to mastering our own minds. Gather investment wisdom and educate yourself as you listen to interviews with exclusive managers, executives, and entrepreneurs on a wide range of engaging topics. Visit the Podcast Page.
Dr Todd A Finkle
Todd A. Finkle, Ph.D. is the Pigott Professor of Entrepreneurship at Gonzaga University. He has taught for 34 years at 4 different universities, publishing more than 270 articles, books, presentations, and grants.
Dr. Finkle is an expert on Warren Buffett and Entrepreneurship. His recent book titled," Warren Buffett: Investor and Entrepreneur," is published by Columbia University Press. The book traces the entrepreneurial paths that shaped Buffett’s career, from selling gum door-to-door during childhood to forming Berkshire Hathaway and developing it into a global conglomerate through the imaginative deployment of financial instruments and creative deal making.
Dr. Finkle's initial motivation for writing the book was to show the layperson how Buffett evaluates potential investments. Finkle also zeros in on Buffett’s longtime business partner Charlie Munger and his contributions to Berkshire Hathaway's success. Finkle draws key lessons from Buffett’s mistakes as well as his successes, using these failures to explore the ways behavioral biases can affect investors and how to overcome them.
Dr. Finkle is a pioneer and innovator in the field of entrepreneurship education. He has been an entrepreneur of six ventures and consulted with a wide variety of entities including countries and universities from all over the world. Dr. Finkle has been interviewed or appeared in a variety of media outlets including the Cleveland Plain Dealer, Entrepreneur Magazine, Forbes Magazine, Omaha World Herald, Wall Street Journal, The Washington Post, and several radio and television stations.
Cayden Chang
Cayden Chang is the Founder of Mind Kinesis Investments Pte Ltd and Value Investing Academy Pte Ltd, which runs the first and only Value Investing training that is recommended and endorsed by Mary Buffett, the internationally acclaimed author and speaker of how billionaire Warren Buffett invests. His company also runs Value Investing workshops across Asia. With over 50,000 graduates across 11 cities in Asia, his methodology is tested, proven and easily duplicable even for someone who has no prior experience in investing.
Cayden holds two Bachelors’ Degrees and a Masters Degree from National University of Singapore. He has also been trained in value investing by Professor Bruce Greenwald in Columbia University, the institution where Billionaire investor Warren Buffett met Professor Benjamin Graham, as well as by Professor George Athanassakos, the finance professor who holds the Ben Graham Chair in Value Investing at the Richard lvey School of Business, University of Western Ontario.
Cayden has also received the Lifelong Learners Award 2008 from the Minister of Manpower on 18 November 2008, Mr Gan Kim Yong and he was featured in “TODAY” newspaper, “938Live Online News”, “938Live Radio Station”, “Mediacorp Xin.Sg” and “The Straits Times”. He was subsequently featured in “938Live Breakfast Club” Radio, “Channel News Asia AM Live”, “Shareinvestment”, “The Edge”, and “The Exquisite” Magazine for sharing his secrets of financial success.
In July 2010, he was diagnosed with Renal Cancer. Despite being ill, he launched his first charity project in August 2010, where he donated all of the sales proceeds of his book to The Straits Times School Pocket Money Fund, and was featured on 938 Live Radio Station and The Straits Times. His fight with Renal Cancer was subsequently published in The Straits Times and interviewed on 938Live Radio Station. His life story was featured in The Sunday Times on 10 June 2012. He survived terminal stage Renal Cancer (Stage 4) in September 2014 and launched his second book titled “The Book of Hope” to raise funds for cancer research.
