The Singapore Investor's Handbook: Navigating The Investment Landscape
Disclaimer
Table Of Content:
-
Introduction
-
#1 Understanding The Basics Of Investing
-
#2 Setting Your Financial Goals
-
#3 Key Investment Options
-
#4 Way To Invest
-
#5 Risk Management & Common Mistakes to Avoid
-
#6 Bonus Resources
The Singapore Investor’s Starter Kit – Your Guide to Smart Investing
Introduction
#1: Understanding the Basics of Investing
Why Invest? The Power of Compounding
Inflation
#2: Setting Your Financial Goals
What Are Your Dreams? Short-Term, Medium-Term, and Long-Term
#3: Key Investment Options
1. Singapore Government Securities (SGS)
Singapore Savings Bonds (SSBs)
Treasury Bills (T-bills)
Long-Term SGS Bonds

2. Fixed Deposits: Simple and Secure Savings
Which is better? FD or SSB?
3. Mutual Funds/Unit Trusts: Professional Management
4. Real Estate Investment Trusts (REITs)
5. Exchange-Traded Funds (ETFs)

Why Warren Buffett Recommends Index Funds?
Warren Buffett
Berkshire Hathaway Inc., 2013 Annual Report. Nebraska. Berkshire Hathaway Inc., 2013. pp. 21-22.
6. Stocks: Owning Businesses
Get Started In Investing
Before making the purchase of investment products, it is vital to understand the following in order not to lose money: Income generating assets and Non-income generating assets. An example of an income generating asset would be a property or a good business which generates profit every year.
Hence, if you purchase an investment product that has a history of earning profits, the chances of you losing money is slim. Whereas for a non-income generating asset, it could be a block of gold or a business that is making losses for many years.
Write your awesome label here.
So how do I get started in value investing?
In fact, it is as simple as A, B and C:
Assess
Assessing the business (stock) that we are investing in is important and usually, there are only 2 types of business that we would encounter, good business or bad business. Without a doubt, a good business is more attractive as it allow us to make money from it.
This is the first and also the most crucial point of all, which also requires much effort and knowledge to assess a company.
Buy
After finding out a good business, the next step is to buy.
However, we do not purchase the business (stock) at any price.
For example, if a business (stock) is worth ten dollars, we should not be paying for anything above that. Instead, we only buy them when they are either at or below ten dollars.
For example, if a business (stock) is worth ten dollars, we should not be paying for anything above that. Instead, we only buy them when they are either at or below ten dollars.
Cashing Out
Going back to the example above, this refers to when you purchased the business (stock) at either ten dollars or
below it and then selling it at above ten dollars. The difference between the purchased price and the selling price is called capital appreciation. However, this process do not always occur immediately.
Thus, while waiting for the price to go up, you can collect dividend along the way.
Thus, while waiting for the price to go up, you can collect dividend along the way.

#4: Ways To Invest
Investing Through a Brokerage Account
Using Robo-Advisors for Automated Investing
#5: Risk Management & Common Mistakes to Avoid
Portfolio Allocation
The Biggest Risk
"The biggest risks comes from not knowing what you are doing."
Warren Buffett
Ignoring Fees
Risk Aversion: The Hidden Psychological Trap
Bonus Insights: What Trump's Protectionist Policies Could Mean For Investors
