Do You Even Know What You’re Buying?” – Why Most Investors Fail Before They Start
Most people do more homework when buying a pair of sneakers or a new
iPhone than they do when buying stocks.
That’s not a joke. It’s a problem.
I recently came across a post from a well-known trainer in Singapore. It
featured a US stock—UNH (UnitedHealth Group)—and the trainer mentioned
adding more at $320, while also warning readers:
“This is NOT a recommendation.”
But the comments below were worrying.
- “Got it, I’ll buy more.”
- “Thanks, will buy in tranches.”
- “So you’re recommending it, right?”
This is exactly how retail investors get burned.
❌ The Real Risk Isn’t the Stock Market—It’s Ignorance
Investors don’t fail because of bad luck.
They fail because they don't know what they’re doing.
And they refuse to do the basic homework. They listen to internet
advice, influencer hype, or friend’s tips... and they press ‘Buy’ with real
money.
But when it comes to investing, Buffett said it best:
“Defining your circle of competence is the most important aspect of investing.
It’s not how big it is—it’s knowing where the edge is and staying within it.”
— Warren Buffett
📉 The Tiki (Metal Tooth) Problem
Even after Singapore’s Minister Alvin Tan reported that 8 influencer-related complaints were lodged with MAS in 2025—including those from people blindly acting on content from Chocolate Finance—some folks still don’t check before investing.
📈 Real Investing Is Boring… Until It’s Profitable
The truth is, if you don’t know how to analyse companies, you
shouldn't be putting your money into the market.
You wouldn’t buy a business without checking its financials, right?
So why buy a stock without knowing its valuation, cash flow, or growth drivers?
🎓 Want to Learn How to Think Like an Investor?
In our Free Company Analysis Webinar, we’ll teach you:
✅ How to determine if a stock is worth investing in
✅ How to define your circle of competence
✅ A proven, step-by-step method to analyse companies—no hype, no guesswork
You’ll walk away with clarity, confidence, and a logical framework used by professional value investors.
👉 Register here for the Free Webinar.
Spot Value Stocks Now
In this live session, you'll see a step-by-step company analysis demonstrated by Cayden Chang, founder of Value Investing Academy.
Presented by Cayden Chang
Founder of Value Investing Academy and Award-Winning International Speaker, Lifelong Learner Award 2008, Personal Brand Award 2017
You will learn:
- A deep dive into a fast-growth company case study.
- The key financial metrics used when evaluating whether a stock has strong growth potential
- Step-by-step guide on how to apply the Value Investing Methodology on real-life companies
- The exact criteria that successful investors use when evaluating any company
- How to determine the intrinsic value of a stock so you will know exactly when to enter or exit the market
- How ViA Atlas Intrinsic Value (IV) Directory can get you started on building your own portfolio of superhero stocks, even for busy professionals without much time to spare.
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